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What does environmental professional liability insurance cover?
Professionals are held to higher standard than non-professionals. When a question of liability arises, any claim or allegation leading to a claim with respect to their business may result in a damaged reputation and financial destruction. Professional liability insurance provides coverage for claims made as a result of their negligent acts, errors or omissions in their performance of services to third parties. The product has no environmental exclusion and can provide cover for prior acts exposures.
Damages
Covers legal obligation for professional damages, including bodily injury, property and cleanup costs. Damages includes pre- and post-judgment interest and punitive damages where allowable by law
Exclusions
No environmental, mould or asbestos exclusions
Legal
Broad duty to defend against suits, professional services includes services performed on your behalf, and worldwide coverage territory
Reporting
Basic Extended Reporting Period of 90 days. Notification language states as soon as practicable in lieu of immediately
Who is this for?
Our environmental professional liability product is designed to provide broad cover for engineers, biologists, geologists, chemists, testing laboratories and any other consultants in the environmental field.
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Additional resources
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Appetite Explorer
Markel Canada's easy-to-use appetite tool enables brokers to quickly determine the level of mutual fit for a risk profile.
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Broker resources
Find more information catered to brokers by accessing applications or viewing technical documents related to our products or services.
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Claims
While businesses and individuals may attempt to avoid a loss, claims do occur and must be dealt with fairly and quickly to ensure that any disruption to our policyholders’ businesses and lives is kept to a minimum.