February 1, 2010
Over a three-year timeframe, driver data was gathered and analyzed to determine future crash probability. A total of 540,750 drivers were researched, based on their past violation history. The results of this research provided the foundation for the
Markel High-Risk Driver Crash Likelihood Chart—a chart outlining the likelihood that a driver will be involved in a crash in the next 12 months, based on type of past violation.
According to the
Markel High-Risk Driver Crash Likelihood Chart, the following are the Top 6 Predictors You’re Heading for a Crash in the Next 12 Months:
- A reckless driving violation – 325%
- An improper turn violation – 105%
- Improper/erratic lane change violation – 100%
- Failure to yield ‘right of way’ violation – 97%
- Failure to keep in proper lane violation – 91%
- A past crash – 87%
If any of your drivers have these types of violations on their record, you can use this chart as an effective way to proactively address these drivers and help avoid any future crashes.
|
HIGH RISK DRIVER
Crash Likelihood Chart |
|
| High Risk Driver Category 1 |
Crash Likelihood in
Next 12 Months
Increases: |
| • A Reckless Driving Violation |
325% |
|
| High Risk Driver Category 2 |
Crash Likelihood in
Next 12 Months
Increases: |
| • An Improper Turn Violation |
105% |
| • Improper/Erratic Lane Change Violation |
100% |
| • Failure to Yield ”Right of Way” Violation |
97% |
| • Failure to Keep in Proper Lane Violation |
91% |
| • A Past Crash |
87% |
|
| High Risk Driver Category 3 |
Crash Likelihood in
Next 12 Months
Increases: |
| • Driving too Fast for Conditions Violation |
62% |
| • Failure to Use/Improper Signal Violation |
62% |
| • False or No Log Book Violation |
56% |
| • Any Conviction |
56% |
• Speeding Violation
(more than 15mph over speed limit) |
56% |
| • Disqualified Driver Violation |
51% |
| • Following Too Closely Violation |
50% |
| • Hours of Service Violation |
41% |
| • Any Moving Violation |
41% |
| • Speeding Violation |
35% |
| • Failure to Obey Traffic Control Device Violation |
30% |
| • Improper Passing Violation |
25% |
| • Any OOS Violation |
16% |
To learn more about our High-Risk Driver Training Program, contact your Markel Safety Advisor or call 1-888-MARKEL-1 (627-5351).